Cheyenne East Branch
Security First Bank offers a variety of deposit accounts designed to meet your financial needs.
Checking Account Services
Carefree Checking from Security First is an economical, no-nonsense checking account for your daily needs. You can choose from a wide range of check and register styles.
This full-featured account is economical and convenient and may be accessed from wherever you are.
Security Gold Checking
If you're 50 or over, this is the checking account that's just right for you. It has all the features of the Security Checking account plus more.
Commercial Banking Services
Security First is proud to serve the commercial banking needs of enterprises throughout the Northern Colorado, Southern Wyoming and Western Nebraska region. We think you'll find our Commercial Banking Department knowledgeable, responsive and committed to providing the services that are "just right" for your business.
ATM, Check Cards & Other Services
If you want the convenience of 24-hour access to your account, we offer ATM and VISA® check cards. Just stop by or call Security First for an application.
Savings & Money Market Accounts
Security First Bank's savings account is a great way to set aside funds for that special event, purchase or simply to have reserve funds for a rainy day.
Money Market Deposit Account
Security First Bank's Money Market Account allows your reserve funds to earn a competitive rate while maintaining easy access.
Certificates of Deposit
Basic Certificate Of Deposit
Security First Bank offers certificates of deposit ranging in maturity from 3 to 60 months. These certificates offer a competitive rate in addition to the safety and security of Security First Bank's membership in the Federal Deposit Insurance Corporation (FDIC).
Flex Certificate Of Deposit
Security First Bank's 24 month Flex Certificates offer the same safety and security of our basic certificates plus 3 additional features that make the certificate truly flexible. The first flex feature allows the interest rate to be changed once during the term, providing protection if interest rates increase. The second flex feature allows additional deposits to be made (these additions may not exceed the original issue value) in $500 or larger increments. This provides the opportunity to lock in a rate for future deposits if interest rates should decrease. The third, and ultimate, flex feature allows withdrawal of any portion of the deposit that has been on deposit for more than 6 days without any penalty. This investment stands alone with its ability to offer security, protection for interest rate increases and decreases, and liquidity all with a competitive rate.
Individual Retirement Accounts (IRA's)
The future can be a lot brighter if you begin saving today. Security First offers a number of IRA plans. The interest earned on traditional IRA's is not subject to Federal Income Tax as long as it remains in your account. When you withdraw funds you may then pay taxes on the amount withdrawn, unless you are transferring the funds into another IRA. After you reach 70 1/2, you must withdraw your funds totally or take annual distributions. For more information, consult your tax adviser.
Other options for your retirement funds are the Roth IRA, where you retirement funds can earn interest that may not be taxed at withdrawal, or the Coverdell Education Savings.
Your Security First banker will explain the benefits of an IRA and help you select the qualified investment that's right for you.