Real Estate

Contact one of SECURITY FIRST BANK'S  home loan specialist for all your mortgage questions!

Susan Bulgrin
Assistant Vice President Real Estate and Consumer Loan Officer
(307) 721-2111
mailto:susan@sec1stbank.com

Real Estate Loans/ Mortgage Loans

• Conventional and Creative Financing
• Construction to Permanent Financing
• WCDA Loans - we are a direct lender
• Adjustable Rate Mortgages
• 10 YR, 15 YR, 20 YR or 30 YR Fixed Rate
• Refinancing up to 90% of the appraised value
• 2nd Mortgages
• Home Equity Loans and Credit Lines
• Government insured - FHA or VA Loans
• 100% financing with a 80%first and 20% second or 100 of the purchase price
• Investment Property purchases/ refinancing
• 40 days and up lock programs
• Pre-approval letters are provided
• Jumbo Loan Program

Reverse Mortgages

• Government insured loan program
• Mandatory HUD independent counseling
• Reverse Mortgage is a "no recourse" loan
• Six programs in three categories
• FHA Insured Reverse Mortgage or Home Equity
• Conversion Mortgages
• Fannie Mae Homekeeper Program
• Cash AccountTM Program
• Age requirement youngest homeowner 62
• Allows homeowner to convert portion of equity into usable cash