Online Banking

Nebraska & Colorado Business Deposit Accounts

First State Bank specializes in checking accounts for all types of businesses. We pride ourselves in providing personalized service for our clients. With easy access to your accounts in our branches, on the phone, or online you can remain in control of your banking. We make it easy for you and your staff to manage your banking relationship. Let us be your banking partner, so you have more time to do what is important to you, running your business.

Regular Business Account

This account is perfect for small to medium size businesses.

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Free E-Statements
  • Online and Mobile Banking available**
  • Remote Deposit Capture available (Restrictions and additional charges apply)

Fees

  • Monthly account maintenance charge $3.00
  • Checks/Debits .15 per item over five
  • Checks Deposited Charge
    • On Us No Charge
    • Transit .08 per item

An earnings credit is used to offset a portion of the service charges. Please ask a new accounts representative for the current business earnings credit rate.

 

 

Minimum Balance

  • No Minimum Balance Required ($100 minimum opening deposit)

Business Money Market Account*

 

Perks

  • A total of six debits to the account are allowed per month. These debits may be a combination of third party checks and electronic withdrawals. Withdrawals made in person at a First State Bank branch are unlimited.

Minimum Balance

  • Monthly account maintenance charge $6.00 if balance falls below $800.00

Fees

  • Checks/Debits $2.00 for each item over six

*Variable Interest Rate, subject to change at any time, paid on the collected balance, compounded each statement cycle.

   

Business Accounts on Analysis

Business analysis checking accounts are catered to larger businesses. Business accounts established on the analysis system receive a monthly analysis statement detailing the activity charges and the earnings credit generated on the account. No Minimum Balance

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Online and Mobile Banking available**
  • Free E-Statements
  • Remote Deposit Capture available (Restrictions and additional charges apply)

Minimum Balance

  • Required ($100 minimum opening deposit)

Fees

  • Monthly account analysis determines the service charge (See new accounts for more details)
   

Interest Bearing Business Account*

Sole Proprietorships and certain non-profit organizations are eligible for a Super N.O.W. Business Account. Ask our new account representative if your account qualifies. (Corporations, Limited Liability Companies and Partnerships do not qualify for a N.O.W. Account.)

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Online and Mobile Banking available**
  • Free E-Statements
  • Remote Deposit Capture available (Restrictions and additional charges apply)

Interest

  • Competitive interest*

Fees

  • Monthly account maintenance charge $6.00
  • Checks/Debits .15 per item over five
  • Checks Deposited Charge
    • On Us No Charge
    • Transit .08 per item
 

Minimum Balance

  • No Minimum Balance Required ($100 minimum opening deposit)

 


 

Wyoming Business Deposit Accounts

Security Small Business Checking

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Free E-Statements
  • Online and Mobile Banking available**
  • Remote Deposit Capture available (Restrictions and additional charges apply)
  • 10 checks & 10 deposits free each month

Fees

  • Monthly account maintenance charge $1.00
  • Checks/Debits .15 per item charge over ten
  • Deposits $.15 per item charge over ten

An earnings credit is used to offset a portion of the service charges. Please ask a new accounts representative for the current business earnings credit rate.

 

 

Minimum Balance

  • No Minimum Balance Required ($100 minimum opening deposit)
  • No interest earned

Security Commercial Business Checking

Perks

  • Visa Business Check Card (Restrictions may apply)
  • No fees for checks not returned
  • Free E-Statements
  • Online and Mobile Banking available**
  • Remote Deposit Capture available (Restrictions and additional charges apply)
  • Write 50 checks free per month
  • 75 deposits free each month

Fees

  • Monthly account maintenance charge $10.00 (No maintenance charge for accounts with $1,500 balance and above)
  • Checks/Debits .15 per item over 50 per month
  • Deposits $.15 per item over 75 per month
  • Images of checks/items returned with monthly statement for $5 per month

An earnings credit is used to offset a portion of the service charges. Please ask a new accounts representative for the current business earnings credit rate.

 

Minimum Balance

  • $1,500 minimum balance precludes $10 monthly maintenance fee ($100 minimum opening deposit)
  • Interest earned on qualifying accounts

Security Premier Business Checking

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free E-Statements
  • Online and Mobile Banking available**
  • Remote Deposit Capture available (Restrictions and additional charges apply)
  • Earnings based on 91-day T-bill rate to offset charges
  • Roll up analysis of multiple DDA Accounts
  • 10% negative credit

Fees

  • Monthly account maintenance charge $5.00 
  • Checks/Debits .15 per item 
  • Deposits $.10 per deposit slip, $.08 per check deposited
  • Images of checks/items returned with monthly statement for $5 per month

An earnings credit is used to offset a portion of the service charges. Please ask a new accounts representative for the current business earnings credit rate.

 

Minimum Balance

  • No minimum balance ($100 minimum opening deposit)
  • Non-interest bearing

*Variable Interest Rate, subject to change at any time, paid on the collected balance, compounded each statement cycle.
**Message and data rates may apply.